emergency fund tracker, one honest month at a time
If spreadsheets bore you and apps overstimulate you, Gelvano sits exactly in between: quiet structure for your safety buffer.
Behind the tool
Gelvano began in 2021 as a shared family ledger and grew into a full safety buffer used by everyday planners across 9 countries. The rules never changed: readable first, honest always, export forever.…
From setup to habit
- Set the frame — Pick your month's shape: fixed costs first, then goals, then free space.
- Review weekly — Gelvano flags what drifted from plan and suggests the smallest correction.
- Share if you want — Couples and families can share one ledger; everyone else keeps theirs private.
- Adjust monthly — Roll unused amounts forward or fold them into goals. The plan follows life.
By the numbers
Gelvano
Set up the safety buffer tonight, thank yourself on Sunday.What users say
“Setup took one evening. Three months in, they still open the safety buffer every Sunday.”
“We stopped arguing about money because the ledger does the talking now.”
“Our shared view ended the 'who paid what' conversations for good.”
Your first week
- one goal named
- exports configured
- weekly review booked
- shared view decided
- fixed costs mapped
Choose your layer
Gelvano Solutions
One plan, one place. Gelvano Solutions bundles planning, logging and review so nothing lives in three apps.
Gelvano Flex
Plans bend here. Gelvano Flex lets you reshuffle mid-month when life arrives early.
Gelvano Invest
For the years, not the weeks. Gelvano Invest maps long goals and shows what steady set-asides become. Not investment advice — a planning lens.
Gelvano Edge
For people who like patterns: Gelvano Edge adds trend views, drift alerts and a monthly signals digest.